Seniors who are having difficulty keeping track of their finances should first contact their bank and inquire about what services are available and their cost. In addition to general, occasional help to balance account(s), some banks offer fee-based Trust Department services for complex farm, investment, or personal issues, including: Paying Bills, Titling Assets, Power of Attorney, Trust, Estate, Guardianship, and Management situations. It is usually good to start at the Bank where your accounts are located. For names and phone number of banks in McDonough County, check the local phone directories.

Alternative for Older Adults
Moline, IL 61265
804 W. Jackson St., Macomb, IL 61455 309-837-7112 or 800-798-0988
afoa@4olderadults.org
http://4olderadults.org/money_management

• Offers a money management service to assist eligible older adults with their financial affairs when the task becomes too difficult.
• Screened and approved volunteers meet regularly one-on-one with clients to help organize and pay bills.
• Bill payer and representative payee services can be coordinated.

How Do I Know When To Ask For Help?

When you experience the following:

• Have difficulty managing your money
• Have Late payments
• Get Eviction notices
• Cannot physically manage finances (low vision or difficulty writing checks)
• Always in a financial crisis
• Have difficulty budgeting
• Utilize pay day loans or rent-to-own
• Unable to track money
• Forgetful
• Low motivation to pay bills
• Unopened or disorganized mail